The information contained on this website is provided for general informational purposes only. While RP Attorneys endeavours to ensure that the information published on this website is accurate and current, no representation or warranty is made as to its completeness, accuracy or continued applicability.

1. Legal advice

The content of this website does not constitute legal advice and should not be relied upon as a substitute for advice obtained in relation to a particular matter. Legal outcomes depend on the facts and circumstances of each case, as well as the law applicable at the relevant time.

2. No Attorney-Client Relationship

Accessing this website, using the information contained on it, or contacting RP Attorneys through the contact details provided does not in itself create an attorney-client relationship. Such a relationship arises only once RP Attorneys has agreed to accept an instruction and the terms of the engagement have been established.

3. Accuracy of information

Laws, regulations, regulatory requirements and legal principles may change over time. Information published on this website may therefore become outdated after publication. RP Attorneys does not undertake to update all content immediately following every legal or regulatory development.

4. Third-Party links

This website may or may not contain links to third-party websites or resources for convenience or reference. RP Attorneys does not control, endorse or assume responsibility for the content, availability, security or privacy practices of any third-party website.

5. Limitation of Liability

To the extent permitted by law, RP Attorneys accepts no liability for any loss or damage arising from reliance on information contained on this website, or from the use of or inability to use the website. Users should obtain appropriate professional advice before acting or refraining from acting on the basis of any information published on this website.

6. Electronic communications

Electronic communications, including email and WhatsApp messages, may be subject to delay, interception, corruption, loss or unauthorised access. Despite best and reasonable efforts exercised by RP Attorneys, RP Attorneys cannot wholly guarantee the security or confidentiality of information transmitted electronically and users should exercise appropriate caution when transmitting sensitive or confidential information.

7. Intellectual Property

Unless otherwise indicated, the content of this website, including its text, graphics, logos and other original material, is owned by or licensed to RP Attorneys and is protected by applicable intellectual property law. No content may be reproduced, distributed or used for commercial purposes without prior written permission, except as permitted by law.

8. Governing law

The use of this website and this disclaimer are governed by the laws of the Republic of South Africa. Any dispute arising in connection with the use of this website will be subject to the jurisdiction of the South African courts.

9. Debt Mediation

9.1 Debt Mediation enquiries and administrative matters must be directed to the dedicated Debt Mediation contact details provided on the Contact page. RP Attorneys’ general legal practice telephone number, WhatsApp and email address are not used for Debt Mediation administration or support.

Debt mediation is not a regulated financial service and should not be confused with debt review under the National Credit Act 34 of 2005. Consumers considering entering into a debt mediation arrangement are responsible for satisfying themselves as to the nature, terms, costs and consequences of the service and are encouraged to obtain independent professional advice before doing so.

9.2 Where RP Attorneys is appointed in connection with a debt mediation arrangement, its role is limited to the receipt of consumer funds into trust and the distribution of those funds pursuant to instructions received from the relevant debt mediator, in accordance with the applicable agreement concluded between the consumer, debt mediator and RP Attorneys.

9.3 RP Attorneys does not control and, to the extent permitted by law, accepts no responsibility for the advice, representations, services, acts or omissions of an independent debt mediator. Any complaint, dispute or query concerning the debt mediation service, the mediator’s conduct, the terms of the debt mediation arrangement or advice provided by the mediator must be directed to the relevant debt mediator.

9.4 Where a deduction is processed pursuant to a valid DebiCheck mandate authorised by the consumer, RP Attorneys accepts no responsibility, to the extent permitted by law, merely by reason of its receipt or administration of funds collected pursuant to that mandate. Any dispute concerning the authority for, amount of, or basis upon which a deduction was initiated should in the first instance be directed to the relevant debt mediator.

9.5 By voluntarily entering into a debt mediation agreement, the consumer represents that the decision to participate has been made voluntarily and after having had the opportunity to obtain independent professional advice. The conclusion of such an agreement should not be understood as arising from advice or a recommendation by RP Attorneys.

9.6 RP Attorneys is not involved in debt review, including an application for debt review, the administration of the debt-review process, the restructuring of obligations under debt review, or the termination of or removal of a debt-review status. A consumer who is under debt review, or who discovers that they are recorded as being under debt review while participating in a debt mediation arrangement, must immediately contact the appropriate debt-review service provider or other relevant debt-review contact channel. Debt-review enquiries must not be directed to RP Attorneys as debt mediation enquiries.

9.7 Debt Mediation enquiries and administrative matters falling within RP Attorneys’ limited role must be directed to the dedicated Debt Mediation contact details provided on the Contact page. RP Attorneys’ general legal-practice telephone number, WhatsApp and email address are not used for Debt Mediation administration or support.

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Last updated: August 2026.